Meet Kiongozi
Kiongozi is Swahili for guide. It is the AI built into SBB, and unlike a general chatbot it works from your actual books — your transactions, balances, stock and invoices — not from whatever it can guess.
What it is good for
Telling you what needs attention today. The AI Brief reads the state of your business each morning and puts the few things that matter at the top: money that moved unusually, transactions waiting on review, balances that look wrong, receipts still missing.
Answering questions in plain language. "What did I spend on transport last month?" "Which customer owes me the most?" "Why is my cash lower than last week?" You get an answer grounded in your entries, with the numbers behind it.
Clearing the boring queues. AI workflows group the work that piles up — transactions to confirm, duplicates to check, expenses missing a receipt — into lanes you can work through quickly instead of scrolling one long list.
Reading messages and receipts. Signals turns mobile money SMS and photographed receipts into draft transactions, so a day of trading becomes a review job instead of a typing job.
What it will not do
It will not invent a number. If the books do not contain the answer, it says so rather than producing a confident guess.
It will not touch your data unless you have explicitly allowed it, and by default even then it asks first. See Trust, limits and permissions.
It is not a substitute for your accountant. It is very good at spotting what looks wrong; deciding what is correct — especially for tax and statutory filings — is still a human job.
Where you will meet it
| Place | What it does |
|---|---|
| AI Brief | Your daily read on the business — guide |
| Home | Short prompts about what needs attention |
| Transactions | Suggests categories; flags possible duplicates |
| Signals | Parses MoMo messages and receipt photos — guide |
| Collaboration | Summarises long threads so nobody reads forty comments |
| Reports | Explains what changed and why |
| Close | Lists what is still blocking a clean month-end |
Getting a good answer
Be specific about time. "Last month" is better than "recently". A date range is better still.
Name things the way your books do. If your category is "Transport", ask about transport, not "travel costs".
Ask follow-ups. It keeps the thread's context, so "and the month before?" works fine.
Check anything that surprises you. Every answer comes from entries you can open and inspect. If a number looks wrong, the fastest path is usually to look at the underlying transactions — quite often the AI is right and the books have a miscategorised entry.
Cost and limits
Kiongozi usage is measured in tokens, included with your plan and shown on the Subscription page. Short questions cost very little; generating a long report costs more. When you run out, the rest of SBB carries on working exactly as normal — only the AI features pause until your next period.
Next
- The AI Brief — your daily read
- AI workflows — clearing queues fast
- Trust, limits and permissions — deciding what it may do
- Signals — messages and receipts into transactions